The next step is to get a survey done and your mortgage company will want to arrange a valuation survey to check that they are willing to lend on the property you want to buy and that you are not applying to borrow more than the property is worth. There are three main types of survey available: a valuation survey - which covers valuation only, a homebuyers report – which includes basic info about the fabric of the property and any superficial defects and problems, and lastly a full structural survey – an in-depth report on the property’s construction, condition, any defects and problems. What you choose will depend on the nature of the property you are buying – you never know what problems exist so check what is best for you.